Tradeify FX Funded Trader Agreement

Last updated: 29 September 2026

Parties and recitals

TRADEIFY FX FUNDED TRADER AGREEMENT

This Funded Trader Agreement (this “Agreement”) is entered into by and between Tradeify Ventures LTD, a St. Lucia limited liability company and a subsidiary of Tradeify Holdings, Corp. (the “Company,” “Tradeify,” “we,” “us,” or “our”), operating its CFD proprietary trading business under the Tradeify FX brand, and the undersigned individual or entity executing this Agreement (the “Funded Trader,” “Trader,” or “you”). This Agreement is effective as of the date of last signature below (the “Effective Date”).

RECITALS

A. The Company operates a proprietary trading business and maintains one or more accounts, sub-accounts, broker relationships, liquidity provider relationships, or other facilities for trading or simulating the trading of certain financial instruments, being contracts for difference (“CFDs”) referencing foreign exchange pairs, precious metals, energy products, equity indices, and digital assets including Bitcoin and Ethereum (collectively, “Trading Interests”) as described in Annex A (as updated from time to time). Trading Interests are derivative instruments that reference the price of an underlying asset; they confer no ownership of, or interest in, any underlying currency, commodity, index constituent, or digital asset.

B. The Company has developed or licenses one or more interfaces and related technology for submitting trade instructions and orders, reviewing account performance, and requesting payouts, comprising the MetaTrader 5 (“MT5”) trading platform, the trader dashboard at app.tradeifyfx.co, and any related web, mobile, desktop, or API interfaces (collectively, the “Platform”). The Platform is branded Tradeify FX and may incorporate third-party technology.

C. The Company maintains all accounts on the Platform and may, at its sole discretion and for its own account, place corresponding trades in the market with its own capital, as described in Section 4.3 (“Coverage”). Your trading performance, account status, and eligibility for rewards or payouts are determined strictly in accordance with this Agreement and the Trading Rules set forth in Annex B, whether or not Coverage applies.

D. The Company operates evaluation programs intended to assess trading skill, discipline, and rule adherence (each an “Evaluation Program”), and makes available simulated funded accounts either upon successful completion of an Evaluation Program or, for designated programs, immediately upon purchase. The Company desires to appoint you, subject to the terms of this Agreement, as a non-exclusive independent contractor trading advisor for the limited purpose of providing trading instructions for a Company-designated account or sub-account (the “Funded Account”) having a notional or nominal size determined by the Company (the “Nominal Account Size”). You acknowledge the Company’s proprietary risk management, security protocols, and discretionary controls.

E. In exchange for your services and compliance with this Agreement, the Company may pay you Rewards (as defined in Section 1.14), subject to the Trading Rules, payout criteria, reviews, and Company discretion as set forth herein.

F. The Company may invite traders to participate in its Live Program, a tier of its funded trader program with its own terms, as described in Section 3.8. The Live Program is governed exclusively by a separate Live Trader Agreement and is not governed by this Agreement. A Live Account is governed by the Live Trader Agreement in all cases, whether or not the Company applies Coverage to it.

NOW, THEREFORE, in consideration of the mutual covenants and agreements contained herein, the parties agree as follows:

1. Definitions

In addition to defined terms elsewhere in this Agreement, the following terms apply:

1.1 “Account Credentials” means your login credentials, MT5 login numbers and passwords, API keys, tokens, authentication factors, account identifiers, and any other access method for the Platform, any Evaluation Account, and/or the Funded Account.

1.2 “Breach” means any violation (or attempted violation) of this Agreement, the Trading Rules, any policy referenced herein, any applicable law, any sanction or restricted jurisdiction rule, or any conduct the Company reasonably determines constitutes Prohibited Conduct, abuse, fraud, manipulation, circumvention, or security risk.

1.3 “Eligible Profit” means the simulated profit (if any) on an account, as determined by the Company under this Agreement and Annex B, net of fees, adjustments, and exclusions described herein, and subject to any caps, holdbacks, reserves, clawbacks, or setoffs.

1.4 “Evaluation Account” means a simulated account issued to you under an Evaluation Program for the purpose of assessing your trading against the profit targets and risk limits applicable to your Plan, as described in Section 3 and Annex B.

1.5 “Funded Account” means a Company-designated account, sub-account, or internal ledger environment maintained on the Platform and assigned to you following successful completion of an Evaluation Program or, for designated Plans, immediately upon purchase and completion of verification.

1.6 “Liquidity Provider” means any third party that provides, or through which the Company accesses, execution, liquidity, pricing, market data, clearing, settlement, or hedging services in connection with any Trading Interest, including any broker, prime broker, market maker, execution venue, bridge provider, or technology or infrastructure provider acting in such capacity.

1.7 “Plan” means the program under which your Evaluation Account or Funded Account is issued — currently Daily (one-step evaluation), Classic (two-step evaluation), Direct (instant funding), or Pro (re-entry evaluation) — as designated at purchase and displayed in the Platform.

1.8 “Prohibited Conduct” includes all conduct described in Section 6 and Annex B, and any analogous conduct intended to exploit or circumvent controls.

1.9 “Privacy Policy” means the Company’s privacy notice published at https://tradeifyfx.co/privacy-policy, as updated from time to time.

1.10 “Sanctions” means economic or trade sanctions administered or enforced by the United States (including OFAC), the United Kingdom, the European Union, the United Nations, and any other relevant authority.

1.11 “Trading Day” means the period beginning at 22:00 UTC and ending at 22:00 UTC on the immediately following calendar day. Trading Days run continuously and without interruption, including weekends and public holidays. All daily limits, daily snapshots, daily resets, and daily performance measurements under this Agreement and Annex B are measured against this boundary. For reference only, 22:00 UTC corresponds to 5:00 PM Eastern Time during Eastern Standard Time and 6:00 PM Eastern Time during Eastern Daylight Time; the boundary is fixed at 22:00 UTC and does not shift with daylight saving time in any jurisdiction. The Company may specify a different boundary for a particular program in the Platform or Annex B.

1.12 “Trading Rules” means the Tradeify FX Trading Rules set out in Annex B, which are also published on the Tradeify FX help centre, as modified from time to time. The published version in effect at the time of the relevant trading activity governs that activity, as provided in Annex B, Section B.17.

1.13 References in this Agreement to an “account” include, unless the context requires otherwise, both Evaluation Accounts and Funded Accounts.

1.14 “Reward” means an amount the Company may pay you under Section 7, calculated as your Reward Share of Eligible Profit, and “Reward Share” means the percentage that applies to your account under Section 7.1.

1.15 Trading Terms. Words such as “trade”, “position”, “order”, “execution”, “fill”, “balance”, “equity”, “profit”, “loss”, “drawdown”, “leverage”, “margin”, “swap”, “spread”, and “commission”, when used in this Agreement or on the Platform in relation to an Evaluation Account or Funded Account, describe simulated activity and calculation metrics on the Platform only. They do not refer to real money, to any transaction in a financial instrument, or to any amount owed to you. Rewards are calculated by reference to those metrics under Section 7.

1.16 “Fair Play” means trading on your own discretionary decisions, using a genuine strategy and taking risk you understand, and not a process built primarily to exploit the rules of an Evaluation Program or the Platform.

1.17 “Fair-Play Violation” means Prohibited Conduct that the Company determines is inconsistent with Fair Play, including any conduct described in Section 6.2(m) to (p) and any failure to meet Annex B, Section B.19.1.

1.18 “Group Trading” means trading coordinated with any other person, whether by agreement, instruction, signalling, or shared execution, to manipulate outcomes or circumvent the Trading Rules.

1.19 “Rolling Accounts” means repeatedly exhausting accounts at maximum risk and immediately purchasing new ones, continuing until one passes.

1.20 “Group Brands” means Tradeify FX and Tradeify 247, both operated by the Company. Tradeify Futures is not a Group Brand.

2. Appointment; scope; independent contractor

2.1 Appointment as Trading Advisor (Limited Purpose). Upon issuance of a Funded Account, the Company appoints you as a non-exclusive independent contractor trading advisor solely to provide trade instructions via the Platform for Trading Interests in the Funded Account, subject to this Agreement and the Trading Rules. You accept such appointment. During an Evaluation Program, no appointment is made: your activity on an Evaluation Account is an assessment of trading skill and Trading Rules adherence only, and generates no profit share, compensation, or entitlement of any kind.

2.2 Limited Power of Attorney / Authority (Platform Only). The Company grants you limited authority to submit trade instructions through the Platform for the Funded Account. This authority extends only to submitting trade instructions on the Platform; any Coverage is placed by the Company in its own name, for its own account, and at its sole discretion and not by you. All transactions (if any) are for the account and risk of the Company. The Company may at any time restrict, override, modify, reject, cancel, reduce, or close positions or orders, and may suspend trading, for risk management, compliance, security, or operational reasons.

2.3 Independent Contractor; No Employment. You are an independent contractor and not an employee, partner, joint venturer, agent, fiduciary, broker, or representative of the Company, except for the limited authority expressly granted in Section 2.2. You have no authority to bind the Company with respect to live trades except through the Platform to place trade instructions as permitted hereunder. You acknowledge that: (a) you have sole discretion over when, whether, and how to submit trade instructions, subject to the Trading Rules; (b) you are not entitled to any employee benefits, including health insurance, retirement benefits, paid leave, workers’ compensation, or unemployment insurance; (c) the Company will not withhold income taxes except as required by law, or other amounts from any Reward, and you are solely responsible for all such obligations as provided in Section 7.7; and (d) this Agreement does not create any expectation of continued engagement, and either party may terminate in accordance with Section 16.

2.4 No Exclusivity. The Company may appoint other funded traders. You may engage in trading activities elsewhere using your own capital, provided you do not violate this Agreement, misuse the Platform, share credentials, or engage in Prohibited Conduct.

2.5 No Customer Relationship. You acknowledge you are not a “customer” of a brokerage, exchange, or Liquidity Provider through this relationship, and you have no privity of contract with any Liquidity Provider.

2.6 Nature of the Programs. Under this Agreement the Company does not provide you with brokerage, dealing, execution, custody, portfolio management, investment advice, or any other regulated financial service, and you do not enter into any transaction in a financial instrument with or through the Company. You do not deposit funds with the Company for trading: any fee you pay is a program fee for access to an Evaluation Program or Funded Account and related services, and is not a deposit, margin, or investment. Any Coverage the Company places is its own trading for its own account and does not form part of the services provided to you.

3. Evaluation Programs; Plans

3.1 Plans. The Company currently offers the following Plans. The parameters below are the rules of each Plan; account sizes, purchase prices, and add-on prices are not stated in this Agreement and are as displayed in the Platform or published at tradeifyfx.co at the time of purchase.

All percentages are of the Nominal Account Size unless stated otherwise. The drawdown mechanics referenced above are defined in Annex B, Sections B.2 to B.5. Consistency requirements are set out in Sections B.13 and B.14 of Annex B.

3.2 Evaluation Accounts. Evaluation Accounts are simulated environments funded with notional capital only. Amounts shown in an Evaluation Account are not money, are not owed to you, and cannot be withdrawn. An Evaluation Program is completed when the applicable profit target for each phase is achieved without a Breach and any other completion criteria displayed in the Platform are satisfied. There is no time limit on completing an evaluation phase; the inactivity rule in Annex B, Section B.15 nevertheless applies to Evaluation Accounts.

3.3 Daily Plan consistency requirement (evaluation stage only). For Daily Plan Evaluation Accounts, no single Trading Day’s realized profit may exceed 40% of total realized profit at the time the profit target is achieved. If it does, the evaluation is not complete: the account is not breached, and you may continue trading until the largest day’s share of total realized profit is at or below 40% with the profit target still met. This requirement applies during the evaluation stage only and does not apply to funded Daily accounts. Attribution of realized profit to Trading Days follows Annex B, Section B.13.3.

3.4 No carry-over; activation. Profit accrued on an Evaluation Account does not carry over to the Funded Account. The Funded Account is issued at its base Nominal Account Size. Issuance of a Funded Account is conditional on completion of identity verification under Section 9, completion of any Check-in requested under Section 9.4, and any other activation steps displayed in the Platform.

3.5 No resets. Evaluation resets are not offered under any Plan. A breached Evaluation Account or Funded Account is closed and cannot be reopened, reset, or restored. You may purchase a new account to start again.

3.6 Pro Plan. The Pro Plan is a re-entry Evaluation Program with rules identical to the Classic Plan, offered only to traders re-entering after the loss of a Live Program account. Pro availability is presented at checkout to eligible traders and is not otherwise sold.

3.7 Fees non-refundable. Evaluation and account fees are one-time purchases governed by the Company’s Terms of Use, including its refund and chargeback provisions. Services are deemed fully rendered upon the granting of access to the evaluation or funded environment.

3.8 Live Program Invitation. The Company may invite you to the Live Program at any time, in its sole discretion, including immediately upon issuance of a Funded Account, before any payout, and before you meet the qualification criteria in the Live Trader Agreement. The Company decides whether to invite you based on factors including your performance, risk management, and suitability, and may take into account your record of trading and payouts with other funded-trading programs, including publicly available records and information you provide. Transfer to the Live Program requires you to accept the Live Trader Agreement, which then governs the transferred account. You have fourteen (14) days from the invitation to accept it; if you do not accept within that period, you are treated as having declined. If you decline, the Company will close your Funded Accounts and pay any Reward due on your Eligible Profit in accordance with Section 7 and Annex B, will close any open Evaluation Accounts without refund, and you will not be permitted to purchase any further accounts under the Group Brands.

3.9 Transition of Other Accounts. When you are transferred to the Live Program, your other accounts are treated as follows, subject to the combined limit in Section 2.5 of the Live Trader Agreement: (a) any Reward due on a Funded Account in profit is paid at the next payout window under Annex B, Section B.13.1, and the account then transfers to the Live Program; (b) a Funded Account below its Initial Account Balance continues under this Agreement until it returns to its Initial Account Balance, and then closes and transfers to the Live Program with no Reward payable on that account at the funded stage; if it is breached before it returns to its Initial Account Balance, it is closed as a Breach and does not transfer; and (c) an open Evaluation Account continues and, if passed, is issued as a Live Account under the Live Trader Agreement.

4. Funded Account; notional funding; Coverage

4.1 Establishment; Welcome Notice. After execution (and any required verification), the Company will make available the Funded Account and provide Account Credentials or access instructions via email or the Platform (the “Welcome Notice”). The Welcome Notice may include: (i) Nominal Account Size; (ii) initial Reward Share; (iii) applicable fees; (iv) payout windows; and (v) other parameters.

4.2 Notional Funding and Internal Ledgering. You acknowledge the Funded Account may be notionally funded and may operate as an internal ledger environment. Actual assets in any Company account may be less than the Nominal Account Size. Notional funding affects risk limits and performance calculations as defined by the Company, and you have no right to inspect Company capital arrangements.

4.3 Execution; Coverage. Every account under this Agreement is maintained on the Platform, and trade instructions submitted to it are executed on the Platform at prices derived from the Company’s Liquidity Providers and other reference sources. Separately, the Company may, in its sole discretion and for its own account, place trades outside the Platform in the market with its own capital, through its own accounts with Liquidity Providers, that correspond in whole or in part to trade instructions submitted to any account on the Platform (“Coverage”). The Company decides whether to apply Coverage, to which accounts and trade instructions, and in what proportion, based on factors including its overall risk exposure, the trading performance and risk profile of the account, market and liquidity conditions, and execution costs. It may start, change, or stop Coverage at any time without notice. Coverage does not change your account balance, the terms that apply to you, or the calculation of any Reward or payout, and it gives you no interest in any trade, position, or account of the Company and no relationship with any Liquidity Provider.

4.4 No Ownership Interest; Proprietary Account. The Funded Account is proprietary to the Company. You do not own, control, or have any beneficial interest in any Company account, position, asset, collateral, margin, or relationship with Liquidity Providers, and you acquire no property rights in any Trading Interest or any underlying asset it references.

4.5 Company Controls. The Company may impose, modify, or enforce limits including: position limits, leverage limits, margin limits, drawdown limits, order size limits, symbol restrictions, time-based restrictions, risk flags, volatility halts, trading suspensions, and review holds, all as described in Annex B or otherwise notified.

5. Platform access; technical requirements; security

5.1 Access License. Subject to your compliance, the Company grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Platform solely for the purpose described in this Agreement.

5.2 Technical Requirements. You are responsible for maintaining compatible devices, software, and reliable internet connectivity suitable for real-time trading. The Company is not responsible for latency, device failures, connectivity issues, ISP interruptions, or any resulting impact on performance. MT5 is the only supported trading platform; the Company does not support MT4 or other terminals.

5.3 Credential Security. You must keep Account Credentials confidential and secure and must not share, sell, transfer, or allow use by any third party. You must promptly notify the Company of any suspected compromise. The Company may reset credentials and/or suspend access.

5.4 Prohibited Technical Activity. You must not: reverse engineer; scrape; crawl; data mine; probe; scan; attempt unauthorized access; introduce malware; manipulate APIs; bypass rate limits; interfere with Platform integrity; or otherwise attempt to extract non-public Platform logic or risk controls.

5.5 Monitoring and Logging. You consent to monitoring, logging, and auditing of Platform usage, device and session metadata, and trading behavior, for security, risk, compliance, and business operations. Personal information collected through such monitoring is processed in accordance with the Privacy Policy.

6. Prohibited conduct; market abuse; circumvention

6.1 General Prohibition. You must not engage in Prohibited Conduct in connection with any Evaluation Account, the Funded Account, the Platform, or any Company program. You must trade in accordance with Fair Play.

6.2 Specific Prohibited Conduct (Non-Exhaustive). Prohibited Conduct includes, without limitation:

1. Exploiting latency, feed delays, pricing errors, “stale quotes,” arbitrage against known Platform delay, or any data discrepancy (whether intentional or reckless);
2. Manipulation, spoofing, layering, wash trading, self-trading, or other abusive market practices (whether in a live or simulated environment);
3. Use of material non-public information, insider trading, or unlawful tipping;
4. Front-running (including trading ahead of other traders’ signals, Company signals, or any confidential flow);
5. Circumvention of Trading Rules or risk controls, including using multiple accounts, identities, devices, IPs, VPNs, or coordinated participants to evade limits;
6. Copy trading or signal mirroring where it is intended to defeat risk controls or is sourced from prohibited third-party services, including “pass-your-challenge” services;
7. Third-party account control, including allowing another person to trade your account or trading someone else’s account;
8. Abusive high-risk behavior designed to “gamble” or exploit payout mechanics (including behavior the Company reasonably determines is inconsistent with prudent proprietary trading), including but not limited to repetitive all-in leverage, extreme concentration, or exploitative scaling;
9. Use of prohibited automation, including bots, scripts, APIs, or order-entry tools, except as explicitly allowed by the Company in writing or in Annex B;
10. Misrepresentation to the Company, including false identity, false location, forged documents, or KYC/AML evasion;
11. Any conduct that jeopardizes Company relationships with Liquidity Providers, vendors, banks, payment processors, or regulators;
12. Any violation of Sanctions or restricted jurisdiction rules, or any attempt to conceal your true location or identity;
13. Cross-Account Hedging and Offset Trading. Entering into, maintaining, or coordinating offsetting or opposing positions across multiple accounts, whether owned, controlled, or influenced by you, including but not limited to holding a long position in one account and a short position in another account (or vice versa) in the same or substantially similar Trading Interest, whether simultaneously or near-simultaneously, for the purpose of reducing risk, evading drawdown limits, gaming payout mechanics, or exploiting the Company’s risk systems. For the avoidance of doubt, this prohibition applies regardless of whether the other account is: (i) another account issued by the Company (including any Evaluation Account); (ii) an account issued to a third party acting in coordination with you; or (iii) a personal brokerage or exchange account under your direct or indirect control. This prohibition does not restrict hedging within a single account, which is addressed in Annex B, Section B.12;
14. Gaming the evaluation environment, meaning activity structured primarily around the rules of an Evaluation Program or the Platform rather than a genuine market view;
15. Group Trading; and
16. Rolling Accounts.

Account and Eligibility Circumvention. You may not use a VPN, proxy, spoofed or masked location, false identity, another person’s information or Account, or any other device, tool, artifice, or arrangement to evade or circumvent any jurisdiction restriction, age requirement, KYC or identity-verification requirement, household or Account limit, sanctions control, or other eligibility or compliance control. Tradeify may treat any such conduct as a material breach and may suspend or terminate your Account, deny access, withhold or forfeit pending benefits or payouts, and take any other action permitted by law.

6.3 Company Determination. The Company has sole discretion to determine whether conduct is Prohibited Conduct or a Breach, including based on confidential risk signals and fraud patterns. In doing so, the Company may assess the overall pattern of your trading and account activity, across accounts and over time, and not only individual trades against stated limits.

6.4 Consequences. A Breach may result in immediate suspension or termination, forfeiture of unpaid Rewards, reversal of payouts, clawbacks, setoff, and any other remedies available. If the Company determines that you have committed a Fair-Play Violation, it will close all of your Tradeify FX accounts, any Eligible Profit and unpaid Rewards on them are forfeited, and you are permanently barred from the Group Brands; any Tradeify 247 accounts are dealt with under the Tradeify 247 terms.

7. Rewards; payouts; reviews; adjustments

7.1 Rewards. Subject to this Agreement, the Company may pay you a Reward equal to your Reward Share of Eligible Profit. The standard Reward Share on funded accounts is 80%. Where an optional add-on designated in the Platform has been purchased with the account, the Reward Share is as stated for that add-on at checkout and displayed in the Platform. Any tiers or changes will be displayed in the Platform or Welcome Notice.

7.2 Payout Eligibility Requirements. Payouts of Rewards (also referred to as “withdrawals” or “performance payments”) are subject to:

1. No open positions;
2. No pending review flags, compliance holds, or Check-in;
3. No Breach;
4. Completion and ongoing satisfaction of KYC/AML and Sanctions screening;
5. The minimum payout amount under Annex B, Section B.13;
6. The payout schedule or frequency applicable to your Plan under Annex B, Section B.13;
7. Any consistency requirement applicable to your Plan under Annex B, Section B.14; and
8. Any caps, reserves, rolling holds, or profit buffer rules in Annex B.

YOU ACKNOWLEDGE THAT, FOR PLANS DESIGNATED BY THE COMPANY (CURRENTLY THE DIRECT PLAN), REQUESTING A PAYOUT WILL PERMANENTLY AND IRREVERSIBLY ALTER THE DRAWDOWN THRESHOLD APPLICABLE TO YOUR FUNDED ACCOUNT AS DESCRIBED IN ANNEX B, SECTION B.5 (PAYOUT LOCK).

7.3 Payout Method. All payouts shall be processed through one or more third-party payout processors designated by the Company from time to time, and are subject to each such processor’s processing timelines, compliance requirements, transaction limits, and approval procedures. The payout methods available to you are displayed in the Platform. Further provisions relating to payout processors are set out in Section 7.8.

7.4 Reviews; Fraud and Risk Checks. The Company may conduct pre- and post-payout reviews, including execution quality, strategy risk, correlation, device integrity, geolocation consistency, KYC integrity, and any anomaly detection. The Company may delay, reduce, deny, or reverse a payout if it reasonably suspects a Breach, abuse, fraud, or operational error.

7.5 Adjustments; Slippage; Reference Pricing; Corrections. The Company may correct pricing, fills, calculations, or ledger errors, including after the fact. The Company may use reference pricing and may apply reasonable spread, markups, or liquidity assumptions as described in Annex B or Platform disclosures.

7.6 No Guarantee. The Company does not guarantee you will earn Eligible Profit or receive any Reward. Past results do not predict future results.

7.7 Taxes. You are solely responsible for all taxes, filings, reporting, penalties, and obligations arising from any payments under this Agreement. The Company may require tax forms and may withhold or report as required by law.

7.8 Third-Party Payout Processors. You acknowledge and agree that all payouts, performance payments, withdrawals, and other disbursements due to you under this Agreement shall be processed through one or more third-party payment service providers designated by the Company, currently Rise and Confirmo (or such successors, additional, or alternative providers as the Company may designate from time to time in its sole discretion) (each, a “Payout Processor”). You further acknowledge and agree that:

1. You must successfully create, maintain, and verify an account with the applicable Payout Processor in order to receive any payout;
2. All payouts are subject not only to this Agreement and the Trading Rules, but also to the applicable Payout Processor’s terms of service, privacy policy, compliance requirements, transaction limits, Sanctions screening, and KYC/AML policies;
3. The Company does not control, operate, or guarantee the services, availability, processing times, approval decisions, or compliance determinations of any Payout Processor;
4. The Company shall not be liable for any delay, rejection, suspension, reversal, error, compliance hold, account termination, or other action taken by any Payout Processor;
5. The Company may place payouts on hold or cancel a payout request if required by a Payout Processor or if a Payout Processor reports a compliance, fraud, Sanctions, or AML concern relating to you or your payout request; and
6. You are solely responsible for ensuring that all information you provide to a Payout Processor is accurate, current, and complete, and you agree that any losses arising from incorrect payment details, rejected transfers, frozen accounts, or regulatory restrictions imposed by a Payout Processor shall be borne solely by you.

7.9 Published Payout Commitments. Any payout processing commitment the Company publishes, such as a payout-time guarantee, applies on its published terms, as amended from time to time for payout requests submitted after an amendment is published. Such a commitment does not limit Sections 7.2, 7.4, 7.8, 9, or 16.

8. Representations; warranties; acknowledgements

You represent, warrant, and acknowledge that:

8.1 Age and Capacity. You are at least 18 years old, or the age of majority where you reside if that is higher, and have legal capacity to enter into this Agreement.

8.2 Accurate Information. All information you provide is true, accurate, current, and complete, including identity, residency, and tax information.

8.3 No Reliance; No Advice. You exercise your own independent judgment in submitting trade instructions and are not relying on the Company for investment, financial, legal, tax, or trading advice. Any data, analytics, news, or content is informational only and may be inaccurate or delayed.

8.4 Regulatory Responsibility. You are solely responsible for determining whether your participation is lawful where you live and for obtaining any licenses or approvals you may need. The Company makes no representation that participation is legal in your jurisdiction.

8.5 No Beneficial Interest. You have no beneficial interest in Company assets or in any position the Company holds, including any Coverage.

8.6 CFD and Leverage Risks. You understand that CFDs are complex leveraged derivative instruments and carry a high level of risk. Prices of currencies, metals, energies, indices, and digital assets may move rapidly and unpredictably; leverage magnifies both gains and losses relative to the margin employed; spreads may widen and liquidity may reduce or disappear, particularly around news events, session opens and closes, and market holidays; prices may gap through stop levels, including over weekends, such that orders execute at materially worse prices than requested; and positions held overnight accrue swap or financing charges that may be positive or negative. Stop-loss orders are not guaranteed and do not limit losses to the intended amount.

8.7 Market and Instrument Risks. You acknowledge risks including trading halts, symbol suspensions or delistings, abnormal market conditions, pricing errors and bad ticks, dividend and index-rebalancing adjustments affecting index CFDs, rollover and expiry conventions affecting energy CFDs, and the particular volatility of the digital-asset CFDs offered. The Company may adjust, cancel, or correct transactions affected by manifest pricing errors or abnormal conditions as described in Annex B.

8.8 Operational Risks. You acknowledge risks of outages, downtime, latency, API failures, third-party failures, and cyberattacks, and that such events may affect performance and may cause forced closes or inability to trade.

8.9 Sanctions and Restricted Jurisdictions. You represent and warrant that you are not, and have never been, any person that is: (i) identified on the Specially Designated Nationals and Blocked Persons List maintained by the Office of Foreign Assets Control of the United States Department of the Treasury (“OFAC”), the Sectoral Sanctions Identifications List, or any other sanctions list maintained by OFAC; (ii) identified on the Consolidated List of Persons, Groups and Entities Subject to EU Financial Sanctions; (iii) otherwise the target of Sanctions; or (iv) acting on behalf of, or for the benefit of, any such person. You are not located in, ordinarily resident in, or a citizen (where prohibited) of any jurisdiction the Company restricts due to Sanctions, AML risk, licensing risk, or Company policy, and you will not access the Platform from such locations. You acknowledge that you are prohibited from accessing or using the Platform if you are domiciled, organized in, resident in, accessing the Platform from, or located in: (A) any jurisdiction subject to comprehensive Sanctions administered by OFAC; or (B) any jurisdiction identified by the Company from time to time as a restricted jurisdiction published on the Tradeify FX help centre or in the Platform. Tradeify FX is not available to residents of the United States on any Plan. If you are at any time listed or named on a Sanctions list, or are deemed to have acted directly or indirectly for or on behalf of any sanctioned person, by OFAC or any other relevant authority, such event shall constitute a Breach and grounds for immediate termination without further notice. The Company may revise its sanctions policies and update the jurisdictions or persons covered by this Section 8.9 at any time without prior notice to reflect changes in law, regulation, sanctions programs, or risk assessment.

9. KYC/AML; sanctions; compliance holds

9.1 KYC/AML. You agree to complete identity verification, liveness checks, proof of address, source-of-funds checks (if requested), and ongoing screening. You authorize the Company and its vendors to process your personal data for these purposes in accordance with the Privacy Policy.

9.2 Refusal; Failure. If you fail KYC/AML, provide inconsistent information, or trigger sanctions/AML alerts, the Company may suspend or terminate access and may refuse payouts.

9.3 Compliance Holds. The Company may place holds on payouts pending review, additional documentation, or vendor checks. Holds may be time-limited or indefinite depending on the risk.

9.4 Check-ins. The Company may, in its sole discretion and at any stage, including before a Funded Account is activated, require you to complete a trader check-in (a “Check-in”) where your account meets internal review thresholds. The thresholds are confidential and are not open to challenge. Each Check-in is conducted, at the Company’s discretion, either as an AI-guided session or as a live video call with a member of the Company’s risk team. The invitation, sent to your registered email address, states which format applies, and you may not choose or change the format. A Check-in may cover your identity, KYC/AML and sanctions information, source of funds, fraud and risk indicators, and your trading strategy, risk management, and the reasoning behind specific trades. You must complete the Check-in personally, about your own trading, without help from any other person and without using scripts or AI tools to prepare or give your answers; any attempt to have another person complete or assist with a Check-in is a Breach. You must present valid government-issued identification on request. From the time a Check-in is requested until the Company confirms it is complete, payout eligibility and any pending payout requests are suspended, and a Funded Account awaiting activation will not be activated. Trading is not otherwise restricted, and the Trading Rules, including the inactivity rule in Annex B, Section B.15, continue to apply. If you do not complete the Check-in within thirty (30) days of the invitation, the Company may close the account concerned, and any Eligible Profit remaining in it is forfeited; partial completion does not extend this period. Check-ins may be recorded or logged, and you acknowledge that any recording or record is processed in accordance with the Privacy Policy.

10. Data; privacy; trading data ownership; commercialization

10.1 Trading Data Ownership. You acknowledge and agree that all trading data, order data, position data, performance metrics, behavioral analytics, risk flags, logs, and any derived or aggregated data generated through your use of the Platform or any account (collectively, “Trading Data”) are and shall remain the exclusive property of the Company.

10.2 License to Use and Commercialize Trading Data. To the maximum extent permitted by law, you grant the Company a perpetual, worldwide, irrevocable, transferable, sublicensable, royalty-free right and license to use, reproduce, modify, adapt, publish, distribute, transmit, display, monetize, sell, license, and otherwise commercialize Trading Data for any lawful purpose, including analytics, risk management, product improvement, marketing, benchmarking, and resale to third parties, whether in raw, aggregated, anonymized, or de-identified form.

10.3 Anonymization; Legal Compliance. Where required by applicable law, the Company will use reasonable measures to anonymize or de-identify Trading Data prior to external commercialization. However, you acknowledge that no anonymization is perfect and that residual risk may exist.

10.4 Privacy Policy. Your personal data will be processed under the Privacy Policy and applicable law. Nothing in this Agreement limits or overrides any right you have in respect of your personal information under applicable data protection law, or the Company’s obligations in respect of that information. To the extent any provision of this Agreement conflicts with the Privacy Policy in respect of the processing of personal information, the Privacy Policy governs.

10.5 Data Retention. The Company may retain Trading Data indefinitely for business, compliance, and analytics purposes, subject to legal requirements. Personal information is retained and deleted in accordance with the Privacy Policy.

11. Intellectual property; confidentiality; publicity

11.1 Company IP. The Platform, software, models, risk systems, trading parameters, workflows, interfaces, branding, and all related intellectual property are owned by the Company or its licensors. No rights are granted except the limited license in Section 5.1.

11.2 Confidential Information. “Confidential Information” includes non-public information regarding Company operations, risk controls, Trading Rules logic, payout criteria, vendor relationships, pricing methods, internal reviews, the content of Check-ins (including questions, prompts, and assessment criteria), and any non-public Platform features. You must not disclose Confidential Information to any third party. Nothing in this Section prevents you from making a protected disclosure to a regulator or law enforcement authority, or any other disclosure required by law.

11.3 Public Statements. You must not make public statements about confidential terms, internal risk methodology, or non-public payout or monitoring procedures. You may state generally that you are or were a Tradeify FX funded trader, unless the Company notifies you otherwise.

11.4 Injunctive Relief. You agree that breach of confidentiality may cause irreparable harm. The Company may seek injunctive relief in addition to other remedies.

12. Fees; charges; setoff; clawbacks

12.1 Fees. The Company may charge platform, trading, swap/financing, spread, commission, data, or other fees as described in Annex B or the Platform.

12.2 Setoff. The Company may set off any amounts you owe the Company (including chargebacks, indemnities, negative balances, payout reversals, or costs of investigation) against any amounts otherwise payable to you.

12.3 Clawbacks / Reversals. If the Company determines a payout was made in error or was connected to a Breach, abuse, or fraud, the Company may demand repayment and/or claw back future payments.

13. Disclaimer of warranties

13.1 AS-IS. The Platform and any trading environment are provided “AS IS” and “AS AVAILABLE,” with all faults.

13.2 No Warranties. To the maximum extent permitted by law, the Company disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, non-infringement, accuracy, uptime, and uninterrupted service.

13.3 Non-Excludable Rights. Nothing in this Section excludes or limits any warranty, guarantee, or right that cannot be excluded or limited under the law applicable to you.

14. Limitation of liability

14.1 Exclusion of Damages. To the maximum extent permitted by law, the Company and its affiliates, officers, directors, employees, contractors, licensors, vendors, Liquidity Providers, and agents (collectively, “Company Parties”) are not liable for indirect, incidental, consequential, special, punitive, or exemplary damages, or loss of profits, data, goodwill, or business interruption, whether or not foreseeable and regardless of whether the Company Parties have been advised of the possibility of such damages.

14.2 Cap. To the maximum extent permitted by law, the Company Parties’ aggregate liability arising out of or related to this Agreement shall not exceed the greater of (a) the total Rewards actually paid to you by the Company in the three (3) months preceding the event giving rise to the claim, and (b) one thousand U.S. dollars (US $1,000). This limitation is cumulative and not per-incident; all claims arising out of or related to this Agreement shall be aggregated to determine satisfaction of the cap.

14.3 Time Limit to Bring Claims. To the fullest extent permitted by the law applicable to you, any claim must be brought within one (1) year after the claim arises. Where the law applicable to you provides a mandatory limitation period that cannot be shortened by agreement, that period applies instead.

14.4 Non-Excludable Liability. Nothing in this Section excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the law applicable to you.

15. Indemnification

15.1 Indemnification Obligation. You agree to indemnify, defend (at the Company’s request), and hold harmless the Company Parties from and against any and all claims, losses, liabilities, damages, judgments, settlements, costs, and expenses (including reasonable attorneys’ fees and investigation costs) arising out of or related to: (a) your breach of this Agreement or the Trading Rules; (b) your Prohibited Conduct; (c) your violation of any applicable law, including any Sanctions or restricted jurisdiction rules; (d) your misuse of the Platform or any account; (e) your content or communications; (f) any third-party claims related to your actions or omissions; (g) any claim that you have been misclassified as an independent contractor; or (h) any tax, penalty, or assessment arising from your failure to comply with Section 7.7.

15.2 Indemnification Procedures. The Company shall provide you with prompt written notice of any claim for which indemnification is sought, provided that any delay in providing notice shall not relieve you of your indemnification obligations except to the extent you are materially prejudiced by such delay. You shall not settle any claim without the Company’s prior written consent, which shall not be unreasonably withheld, unless such settlement includes an unconditional release of all Company Parties and imposes no liability, obligation, or admission on any Company Party. The Company may participate in the defense of any claim at its own expense.

15.3 Survival. The indemnification obligations under this Section 15 shall survive termination or expiration of this Agreement.

16. Term; suspension; termination

16.1 Term. This Agreement begins on the Effective Date and continues until terminated.

16.2 Suspension. The Company may suspend your access immediately for any suspected Breach, security risk, compliance hold, or operational risk. Payout eligibility is also suspended while a Check-in is pending, as described in Section 9.4.

16.3 Termination for Breach. The Company may terminate immediately upon a Breach, with forfeiture of unpaid Rewards and denial of payout requests.

16.4 Termination Without Cause. The Company may terminate access to the Platform and any account at any time, with or without cause, subject to applicable law. The Company may base such decision on confidential criteria and is not required to disclose such criteria.

16.5 Trader Termination. You may terminate this Agreement at any time by written notice to the Company. Upon such termination, any pending payout requests will be processed in accordance with Section 7, subject to applicable reviews and holds.

16.6 Effect of Termination. Upon termination: (a) your license ends; (b) you must cease use; (c) you must not attempt access; (d) you remain bound by surviving provisions; and (e) the Company may deny or reverse payouts as permitted hereunder.

17. Dispute resolution; arbitration; class action waiver

17.1 Informal Resolution. Before filing a claim, you agree to contact the Company at legal@tradeifyfx.co and provide: your name, account email, description of issue, relevant dates, and desired resolution. Parties will attempt good-faith resolution for at least sixty (60) days.

17.2 Binding Arbitration. Except where prohibited by the law applicable to you, and subject to Section 17.6 below, any dispute arising out of or related to this Agreement shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its then-current rules as modified by this Agreement. Where the AAA Consumer Arbitration Rules apply, those rules govern. If an in-person hearing is required, it shall take place in Miami-Dade County, Florida, provided that where the AAA Consumer Arbitration Rules apply, the arbitration shall take place in a location reasonably convenient to you, or be conducted by telephone, video conference, or on documents only, at your election to the extent the applicable AAA rules so permit.

17.3 Class Action Waiver. To the maximum extent permitted by the law applicable to you, you and the Company agree that any dispute will be brought only in an individual capacity and not as a class, collective, representative, or mass action, including “mass arbitration.” The arbitrator may not consolidate claims or preside over any form of class or representative proceeding, except that the AAA’s Mass Arbitration Supplementary Rules shall apply where the AAA determines they are applicable. If a court determines that this waiver is unenforceable as to a particular claim, that claim shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and not in arbitration.

17.4 Injunctive Relief Carveout. The Company may seek injunctive relief in court for breaches of confidentiality, IP misuse, fraud, or security threats.

17.5 Small Claims Carve-Out. Either party may bring qualifying claims in a small claims court of competent jurisdiction instead of arbitration, provided the claim remains in small claims court and proceeds only on an individual basis.

17.6 Mandatory Local Rights. If the law of your country of habitual residence confers rights on you that cannot be excluded or limited by agreement, then nothing in this Agreement deprives you of the protection of those rights, and: (a) the choice of Florida law in Section 18 does not displace any mandatory law of your country of habitual residence; (b) you may bring proceedings in the courts of your country of habitual residence where the law applicable to you gives you that right, and the agreement to arbitrate in Section 17.2 and the class action waiver in Section 17.3 apply to you only to the extent permitted by that law; and (c) any provision of this Agreement that is unenforceable against you under that law shall be severed as to you, and the remainder of this Agreement shall continue to apply.

17.7 Jury Trial Waiver. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AND THE COMPANY EACH WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY DISPUTE.

18. Governing law; venue

This Agreement and any dispute, claim, or controversy arising out of or relating to this Agreement, any account, the Platform, any payout, or the parties’ relationship shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-laws principles, subject to Section 17.6. To the extent any dispute is not subject to binding arbitration or where a party seeks injunctive or equitable relief, the parties agree that exclusive venue and jurisdiction shall lie in the state or federal courts located within Miami-Dade County, Florida, and each party irrevocably submits to the personal jurisdiction of such courts and waives any objection based on forum non conveniens or improper venue.

19. Assignment

You may not assign this Agreement or any rights hereunder. The Company may assign this Agreement in connection with a merger, acquisition, restructuring, sale of assets, or otherwise.

20. Relationship to other terms

This Agreement, the Trading Rules in Annex B, the Company’s Terms of Use for Tradeify FX, and the Privacy Policy together govern your relationship with the Company in respect of Evaluation Accounts and the Funded Account. Where this Agreement conflicts with the Terms of Use in respect of those accounts, this Agreement governs, except that the Privacy Policy governs in respect of the processing of personal information as provided in Section 10.4. The Live Program is governed by the separate Live Trader Agreement and not by this Agreement.

21. No waiver; discretionary exceptions; severability

21.1 No Waiver. No failure or delay by the Company in exercising any right, power, or remedy under this Agreement or the Trading Rules operates as a waiver of it, and no single or partial exercise precludes any further exercise. No waiver is effective unless in writing and signed by an authorized officer of the Company.

21.2 Discretionary Exceptions. The Company may, in its sole discretion and on a case-by-case basis, decline to enforce any provision of this Agreement or the Trading Rules, or make any payment it is not obliged to make. Any such exception applies only to the specific instance and the specific Funded Trader concerned, is made without obligation, and does not create any entitlement, precedent, course of dealing, or expectation that the Company will act in the same way in any other instance, whether in respect of you or any other Funded Trader.

21.3 Severability. If any provision of this Agreement is held invalid or unenforceable, it shall be modified to the minimum extent necessary to render it enforceable or, if it cannot be so modified, severed, and the remaining provisions shall continue in full force and effect.

22. Notices

Notices must be in writing and delivered by email or through the Platform. To Company: Tradeify Ventures LTD, Attn: Legal Department, Email: legal@tradeifyfx.co, Address: Ground Floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia.

Annex A — Trading Interests

A.1 Permitted Instruments. The Trading Interests you may trade are CFDs on the instruments enabled in the Platform for your account, drawn from the following asset classes: foreign exchange pairs (currently 28 pairs); precious metals (currently gold and silver); energy products (currently WTI and Brent crude oil); equity indices (currently eight indices); and digital assets (currently Bitcoin and Ethereum). All instruments are CFDs referencing the price of the underlying; no instrument confers ownership of, or any interest in, any underlying currency, commodity, security, index constituent, or digital asset.

A.2 Symbol List and Changes; Platform Display Controls. The Company may add, remove, disable, or restrict instruments at any time, including due to liquidity, volatility, abnormal spreads, pricing errors, market closures, technical issues, Liquidity Provider availability, legal risk, or internal risk exposure. The Platform display controls: the instruments, and the parameters applicable to each instrument, are those enabled and displayed in the Platform for your account at the relevant time. Any symbol not included in the Platform, or not available or enabled at the relevant time, is unavailable and may not be traded.

A.3 Trading Hours. Each instrument may be traded only during the trading sessions published for that symbol in the MT5 terminal (symbol Specification). Foreign exchange pairs trade during the standard 24/5 trading week; metals, energies, and indices trade during their published platform hours; digital-asset CFDs may additionally be available at weekends, subject to Platform availability. Positions may be held overnight and over weekends provided the account remains within its risk limits, but execution is available only while the symbol is open.

A.4 Instrument-Specific Rules. Certain instruments may have specific leverage caps, margin requirements, trading windows, swap/financing charges, maximum order sizes, and forced-close behavior as shown in the Platform or Annex B.

Annex B — Trading Rules (Tradeify Ventures LTD — Tradeify FX)

The following trading policies and procedures (these “Trading Rules”) govern the relationship between Tradeify Ventures LTD, a St Lucia limited liability company (the “Company”), and the counterparty to the Funded Trader Agreement (the “Agreement”) (the “Funded Trader”). These Trading Rules apply to all Evaluation Accounts and Funded Accounts issued by the Company under the Tradeify FX brand.

All capitalized terms not otherwise defined herein shall have the meanings set forth in the Agreement. All times are Coordinated Universal Time (“UTC”) using a 24-hour format, unless otherwise stated.

B.1 Fundamental account metrics

B.1.1 The “Account Balance” reflects realized profit and loss (excluding open positions) and updates upon the close of each position. For the Maximum Daily Loss Limit, the Account Balance is referenced as at the commencement of the applicable Trading Day, being 22:00 UTC (the “Daily Snapshot”).

B.1.2 Account Equity. “Account Equity” means the balance of the account including unrealized profit and loss on any open positions, calculated at any point in time during a Trading Day. Account Equity is used for intraday monitoring of loss limits and drawdowns: all Breach checks under Sections B.2 to B.5 are performed against Account Equity on a continuous, real-time basis.

B.1.3 Initial Account Balance. “Initial Account Balance” means the balance of the account immediately upon issuance or activation.

B.1.4 Highest End-of-Day Balance. “Highest End-of-Day Balance” means the highest Account Balance (excluding open positions) recorded at any 22:00 UTC Trading Day boundary since the issuance or activation of the account.

B.2 Maximum Daily Loss Limit

B.2.1 Definition. The “Maximum Daily Loss Limit” is 3% of the Nominal Account Size for Classic, Direct, and Pro Plan accounts (evaluation and funded stages). Daily Plan accounts have no Maximum Daily Loss Limit (see Section B.2.4).

B.2.2 Daily Loss Floor. For each Trading Day, the “Daily Loss Floor” is equal to the Account Balance as at the commencement of that Trading Day (the Daily Snapshot at 22:00 UTC), less the applicable Maximum Daily Loss Limit. The Daily Loss Floor is recalculated at the commencement of each Trading Day and applies for the duration of that Trading Day.

B.2.3 Breach Trigger. If at any point during a Trading Day the Account Equity reaches or falls below the Daily Loss Floor for that Trading Day, the Funded Trader will be deemed to be in Breach, regardless of whether losses are later recovered. For the avoidance of doubt, because Account Equity includes unrealized profit and loss on open positions, an open losing position may cause a Breach before it is closed.

B.2.4 Plans Without a Maximum Daily Loss Limit. No Maximum Daily Loss Limit applies to Daily Plan accounts; for those accounts, this Section B.2 has no application and the End-of-Day Trailing Drawdown Limit under Section B.4 operates as the sole loss limit. The limits applicable to your account are displayed in the Platform.

B.3 Static Drawdown Limit (Classic and Pro)

B.3.1 Definition. Classic and Pro Plan accounts (evaluation and funded stages) use a Static Drawdown model. The “Static Drawdown Limit” is a fixed maximum loss of 10% of the Nominal Account Size, measured from the Initial Account Balance. The drawdown floor is fixed at the Initial Account Balance minus 10% and never moves, regardless of profits.

B.3.2 Breach Trigger. If at any point the Account Equity reaches or falls below the Initial Account Balance minus the Static Drawdown amount, the Funded Trader will be deemed to be in Breach, regardless of whether losses are later recovered.

B.3.3 No Payout Lock. No Payout Lock applies to Classic or Pro Plan accounts. Requesting or receiving a payout does not move the static drawdown floor.

B.4 End-of-Day Trailing Drawdown Limit (Daily and Direct)

B.4.1 Definition. Daily and Direct Plan accounts use an End-of-Day Trailing Drawdown model. The “End-of-Day Trailing Drawdown Limit” is a trailing maximum-loss threshold equal to the Highest End-of-Day Balance minus the applicable drawdown percentage of the Nominal Account Size: 5% for Daily Plan accounts and 6% for Direct Plan accounts.

B.4.2 Update Mechanism (End of Day). The trailing drawdown threshold is recalculated once per Trading Day, at the 22:00 UTC Trading Day boundary, based solely on the Account Balance (excluding open positions) as at that boundary. Each time a new Highest End-of-Day Balance is recorded, the threshold ratchets upward by the same amount and thereafter does not decrease. The threshold does not move intraday: profits realized during a Trading Day, and unrealized profit or equity on open positions, do not raise the threshold until the next 22:00 UTC recalculation.

B.4.3 Cap at Initial Balance (Natural Lock). The End-of-Day Trailing Drawdown threshold shall not rise above the Initial Account Balance. Once the threshold reaches the Initial Account Balance, it becomes fixed at that level and ceases to trail, such that the Initial Account Balance thereafter operates as the account’s maximum-loss floor for purposes of this Section B.4.

B.4.4 Breach Trigger (Intraday, on Equity). If at any point the Account Equity reaches or falls below the then-current End-of-Day Trailing Drawdown threshold, the Funded Trader will be deemed to be in Breach, regardless of whether losses are later recovered. For the avoidance of doubt: the threshold moves only at the daily 22:00 UTC recalculation, but the Breach check runs continuously against live Account Equity, so an open losing position may cause a Breach at any time during a Trading Day.

B.4.5 Payout Lock (Direct only). For Direct Plan Funded Accounts, the End-of-Day Trailing Drawdown threshold is additionally and permanently modified upon the Funded Trader’s first payout request. See Section B.5. No Payout Lock applies to Daily Plan accounts.

B.4.6 Relationship to Maximum Daily Loss Limit. The lock in Sections B.4.3 and B.5 applies only to the End-of-Day Trailing Drawdown Limit. The Maximum Daily Loss Limit (Section B.2), where applicable to the relevant Plan, is unaffected and continues to apply independently on each Trading Day.

B.5 Payout Lock (Direct)

B.5.1 Application. This Section B.5 applies to Direct Plan Funded Accounts only. It does not apply to Daily, Classic, or Pro Plan accounts.

B.5.2 Effect. For a Direct Plan Funded Account, upon the Funded Trader’s first payout request, the End-of-Day Trailing Drawdown threshold under Section B.4 is permanently reset to the Initial Account Balance. From that point forward, the Initial Account Balance operates as the account’s maximum-loss floor, and any decline in Account Equity to or below the Initial Account Balance will constitute a Breach.

B.5.3 Trigger. The Payout Lock is triggered by the Funded Trader’s first payout request, whether for the full available amount or any part of it. The Payout Lock is triggered by the request itself and is not conditional on the payout being approved, processed, or received.

B.5.4 Permanence. The Payout Lock is permanent and irreversible. It cannot be reset, reversed, or restored by subsequent profits, by the passage of time, by a subsequent payout, or by request.

B.5.5 Acknowledgement. THE FUNDED TRADER ACKNOWLEDGES THAT, FOR A DIRECT PLAN FUNDED ACCOUNT, REQUESTING A PAYOUT WILL PERMANENTLY ELIMINATE THE DRAWDOWN BUFFER BETWEEN THE INITIAL ACCOUNT BALANCE AND THE PRIOR DRAWDOWN THRESHOLD, AND WILL THEREBY MATERIALLY REDUCE THE LOSS THE ACCOUNT CAN SUSTAIN BEFORE A BREACH OCCURS. The Funded Trader is solely responsible for determining whether and when to request a payout in light of this effect.

B.6 Breach determination; no recovery

B.6.1 Immediate Breach on Touch. A Breach occurs immediately when: the Maximum Daily Loss Limit is reached or exceeded, where applicable to the relevant Plan; the Static Drawdown Limit is reached or exceeded; or the End-of-Day Trailing Drawdown Limit is reached or exceeded, as modified by any applicable Payout Lock.

B.6.2 No Recovery or Reset. Losses that cause a Breach cannot be undone by subsequent profitable trades, deposits, equity recoveries, or payouts. Once a Breach threshold is touched or exceeded, the Breach is final.

B.6.3 Forced Liquidation and Account Disablement. Upon a Breach: all open positions may be forcibly closed; the account may be immediately disabled; and the Funded Trader’s access to the account and Platform may be suspended or terminated. A breached account ceases to be eligible for any payout, and any Eligible Profit or other amount remaining in the account at the time of the Breach is forfeited. Payouts already received are not affected.

B.6.4 Platform as System of Record. The Platform’s calculation of Account Balance, Account Equity, Highest End-of-Day Balance, Maximum Daily Loss, Daily Loss Floor, Static Drawdown, End-of-Day Trailing Drawdown, and any applicable Payout Lock shall be the sole and binding system of record. Minor discrepancies caused by latency, rounding, reporting delay, or reference pricing do not invalidate a Breach determination. Nothing in this Section prevents the Funded Trader from raising a dispute in respect of a manifest error.

B.7 Trading commissions and charges

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B.7.1 Commissions. Unless a different rate is specified for your account in the Platform, commissions are: US $3 per lot, per side, on foreign exchange, metals, and energy instruments; 0.04% of notional volume per side on digital-asset instruments (BTC and ETH); and no commission on index instruments.

B.7.2 Swaps and Spreads. Positions held across the applicable rollover time accrue swap/financing charges, which may be positive or negative and are displayed per symbol in the MT5 terminal (symbol Specification). Spreads are variable and reflect the pricing sources used by the Company.

B.7.3 Fee Application. Fees apply in both simulated and live environments and are reflected in account reporting. The Company may update the timing or mechanics of fee posting for operational or vendor reasons, provided the economic effect remains substantially consistent. The fees applicable to your account are displayed in the Platform.

B.8 Maximum funded account allocation

B.8.1 Maximum Allocation. The maximum aggregate Nominal Account Size that a single Funded Trader may hold across all Funded Accounts issued by the Company under the Tradeify FX brand is $300,000, unless a different maximum, or an exclusion from this aggregate limit, is specified for a particular Plan in the Platform or the applicable program terms. This limit applies to Funded Accounts only; there is no limit on the number of Evaluation Accounts.

B.8.2 Aggregation Rules. The Company may aggregate accounts it reasonably determines are controlled by the same individual or entity, including accounts linked by shared identity or KYC attributes; devices or IP addresses; behavioral similarity; payment instruments; or other fraud or risk indicators.

B.8.3 Exceeding Allocation. If the Funded Trader exceeds the Maximum Allocation, the Company may suspend one or more accounts; reduce Nominal Account Size; require closure of accounts; or treat the excess as a Breach if evasion or circumvention is determined.

B.9 Leverage

B.9.1 Leverage Caps. Standard maximum leverage on Evaluation Accounts and Funded Accounts is set per asset class as follows, unless different caps are displayed for your account in the Platform:

Different (lower) leverage caps apply in the Live Program, as set out in the Live Trader Agreement.

B.9.2 Application of Leverage. Leverage is applied by the Company at the account level and per asset class. The Funded Trader may not adjust available leverage. The Company may reduce leverage, or impose additional margin requirements, at any time for risk, liquidity, or compliance reasons.

B.9.3 Add-Ons. The Company may make available optional paid add-ons that modify designated account parameters (for example, an upgraded Reward Share). Add-ons, their effect, and their pricing are as designated and displayed in the Platform at checkout; add-ons can be selected only at checkout, cannot be added to or removed from an existing account, are non-refundable, and (for evaluation accounts) carry through to the funded stage. The Company may suspend or discontinue any add-on for new purchases at any time.

B.10 Position size limits

The maximum open position size per instrument is displayed in the Platform and may vary by liquidity, volatility, or Company risk policy.

B.11 Prohibited trading strategies

B.11.1 Standard of Conduct. Trading activity must reflect independent decision-making, legitimate speculative intent, responsible risk management, and fair, commercially reasonable market conduct. There is no minimum holding period per trade; however, the strategies prohibited in this Section B.11 remain prohibited regardless of holding period.

B.11.2 Prohibited Strategies. The following are prohibited on all accounts:

• High-frequency trading — ultra-high-speed automated strategies exploiting execution infrastructure, pricing latency, delayed quotes, server response times, or platform limitations.
• Latency arbitrage — exploiting delays in price feeds, execution timing differences, stale quotes, or infrastructure latency.
• Tick scalping — strategies exploiting minimal tick-by-tick fluctuations, execution timing, or quote inefficiencies in a manner the Company reasonably determines is abusive.
• Gap trading abuse — strategies designed to exploit abnormal market gaps, pricing irregularities, or market-open inefficiencies in an abusive or commercially unreasonable way.
• Server spamming — excessive or abusive order placement, modification, or cancellation that places unreasonable load on platform infrastructure.
• Execution exploitation — any attempt to exploit platform execution behavior, infrastructure weaknesses, execution delays, or system errors.
• Toxic trading flow — behavior identified as harmful to Liquidity Providers, execution infrastructure, or platform operations.
• Churning and burning — excessive activity intended solely to generate volume, rapidly pass evaluations through reckless exposure, or abuse promotional structures. See also Rolling Accounts in Section 6.2(p) of the Agreement.
• Opposite account trading and reverse arbitrage — coordinated opposing positions intended to manipulate evaluation outcomes, payout eligibility, or platform risk exposure (see also Section B.12).
• Third-party account management — passing services or external vendors trading an account on the Funded Trader’s behalf. All trading must be conducted solely by the verified account holder.

B.11.3 News Restriction.

B.11.3.1 Application. This Section B.11.3 applies to Funded Accounts on all Plans and, through the Live Trader Agreement, to Live Accounts. It does not apply to Evaluation Accounts.

B.11.3.2 News Window. The Funded Trader may not trade an Affected Instrument during the period from five (5) minutes before until five (5) minutes after the scheduled release time of a High-Impact News Event (the “News Window”). A “High-Impact News Event” is any economic event classified as high impact (red folder) in the economic calendar in the trader dashboard, including releases such as consumer and producer price indices, non-farm payrolls, employment reports, and central bank rate decisions, statements, and minutes. The News Window follows the scheduled release time shown in that calendar, in UTC.

B.11.3.3 Affected Instruments. An “Affected Instrument” is any instrument tied to the currency or country of the event. For example, for a USD event this includes USD currency pairs, gold and silver, US indices, oil, and Bitcoin and Ethereum; for a GBP event it includes GBP currency pairs and the UK100 index. Instruments with no link to the event’s currency or country are not affected. The Company determines whether an instrument is an Affected Instrument.

B.11.3.4 Restricted Actions. During the News Window, the Funded Trader may not, in an Affected Instrument: (a) open a position or create an order; (b) close a position, manually or by market order; (c) modify a position or order, including moving its stop loss or take profit; (d) place a pending order or have one execute; or (e) otherwise intentionally trigger or enter a position through any order type. A position opened before the News Window may be held through it but may not be closed or modified during it, and the account’s risk limits and live-equity Breach checks continue to apply throughout.

B.11.3.5 News Trades. A trade that is opened, closed, or triggered during the News Window, including by a take-profit, stop-loss, or pending order and regardless of when the order was placed, is a news trade. Any profit on a news trade is deducted from the account and excluded from Eligible Profit, and any loss remains on the account. A margin stop-out triggered automatically by the Platform is not a news trade.

B.11.3.6 Consequences. News-trading violations are subject to review by the Company. In addition to the deduction under Section B.11.3.5, the Company may issue a warning, restrict the account, or, for serious violations, treat the violation as a Breach. If the Funded Trader repeatedly violates this Section B.11.3, the Company may close the Funded Trader’s accounts and bar the Funded Trader from the Group Brands.

B.11.4 Martingale. Increasing position size after losses (martingale-style sizing) is not prohibited in itself, provided the account remains within its risk limits and the sizing is not abusive, unrealistic, or excessively aggressive; the Funded Trader remains fully responsible for drawdown, exposure, and margin.

‍B.11.5 Determination. The Company determines whether activity falls within this Section B.11 in accordance with Section 6.3 of the Agreement. Violations may result in trade adjustments, profit removal, account restrictions, or a Breach.

B.12 Hedging

B.12.1 Single-Account Hedging Permitted. Hedging within a single account — holding long and short positions in the same or related Trading Interests within one account, as natively supported by MT5 — is permitted.

B.12.2 Cross-Account Hedging Prohibited. The Funded Trader may not enter or maintain opposing positions (e.g., long in one account and short in another) in the same or substantially similar Trading Interest across multiple accounts, and may not coordinate opposing positions with other persons. This applies regardless of whether the other account is: another account issued by the Company (including any Evaluation Account); a third-party account acting in coordination; or a personal brokerage or exchange account under the Funded Trader’s direct or indirect control.

B.12.3 Consequences. Any instance of cross-account or coordinated hedging constitutes a Breach and a Fair-Play Violation, with the consequences set out in Section 6.4 of the Agreement, including termination, payout forfeiture, clawbacks, and a permanent bar from the Group Brands.

B.13 Payout conditions; processors; taxes

B.13.1 Payout Frequency and Caps. Payout frequency is determined by Plan:

B.13.2 Minimum Payout. The minimum payout is US $100 on all Plans.

B.13.3 Attribution of Realized Profit to Trading Days; Partial Closes. For the purposes of Sections B.13, B.14, and Section 3.3 of the Agreement, realized profit and loss on a position is attributed in full to the Trading Day on which that position is fully closed. It is not attributed to the Trading Day on which the position was opened, and it is not apportioned across Trading Days where a position is held across the 22:00 UTC boundary. A position opened on one Trading Day and closed on the next is treated as producing realized profit or loss on the closing Trading Day only. Partial closes are permitted, but may not be used to increase the number of Trading Days counted or to satisfy a consistency requirement: a Trading Day is counted for a position only when the position is fully closed, and a position remains active until all of its volume is closed. To carry a position into the next Trading Day, its original size must remain fully intact; a position partly closed before the 22:00 UTC boundary may not be carried over with its remaining volume. Where partial position management is used to affect Trading Day counts or consistency calculations, the Company may exclude the affected profit from Eligible Profit or take other corrective action.

B.13.4 Flat Requirement. The account must have no open positions at the time a payout is requested.

B.13.5 Payout Processors. All payouts are handled through the third-party payout processors designated by the Company, currently Rise and Confirmo. Payouts are subject to each processor’s KYC/AML requirements, sanctions screening, transaction limits, compliance reviews, and processing timelines. The payout methods available to you are displayed in the Platform.

B.13.6 Processor Actions. The Company is not liable for any delay, rejection, suspension, reversal, or freeze imposed by a payout processor.

B.13.7 Taxes. The Funded Trader is solely responsible for all taxes and reporting obligations relating to payouts.

B.13.8 Daily Plan Buffer and Payout Cycles. On funded Daily Plan accounts, daily payouts are subject to the following. (a) Buffer: before the first daily payout, the account must hold profit of at least 4% of the Initial Account Balance (the "Daily Buffer"). The Daily Buffer cannot be withdrawn through a daily payout and must remain in the account; only profit above it is available for a daily payout. For example, on a $100,000 account the Daily Buffer is $4,000, so a balance of $104,200 allows a daily payout of up to $200. (b) Payout cycles: each payout starts a new payout cycle. From the second payout cycle onward, the account must generate new profit of at least 1% of the Initial Account Balance during the current cycle before a further daily payout can be requested. The 1% is a profit requirement, not an amount that must be withdrawn, and profit remaining from an earlier cycle does not count toward it. (c) Full biweekly payout: the biweekly payout of the full available amount under Section B.13.1 is not subject to the Daily Buffer or the payout-cycle requirement, and may include the Daily Buffer; after a full payout, the Daily Buffer must be built again before the next daily payout. (d) Daily payouts remain subject to the 3% cap in Section B.13.1, the minimum payout in Section B.13.2, and the conditions in Section 7.2 of the Agreement.

B.13.9 Payouts at the Drawdown Threshold. A payout reduces the Account Balance by the amount of Eligible Profit on which it is based. Where a payout reduces the Account Balance to the account's drawdown threshold, the payout does not itself cause a Breach; a Breach then occurs only if Account Equity falls below that threshold.

B.14 Consistency requirement (Direct)

B.14.1 Direct Plan Consistency. For Direct Plan Funded Accounts, a payout may be requested only if the Funded Trader’s single highest profitable Trading Day, expressed as a percentage of total realized profit, does not exceed 20% at the time of the request. Attribution of realized profit to Trading Days follows Section B.13.3.

B.14.2 Not a Trading Restriction. A consistency requirement under this Section governs payout eligibility only. It does not restrict, limit, or prohibit any trading activity, and exceeding a consistency threshold is not a Breach: continued trading may reduce the largest day’s share of total realized profit until the requirement is met.

B.14.3 Other Plans. No consistency requirement applies to payouts on funded Daily, Classic, or Pro Plan accounts. The Daily Plan’s 40% consistency requirement applies at the evaluation stage only, as set out in Section 3.3 of the Agreement.

B.15 Inactivity

B.15.1 Inactivity Breach. If no trades are placed on the account for thirty (30) consecutive calendar days, the Funded Trader will be deemed to be in Breach due to inactivity. An inactivity Breach has the same effect as any other Breach: the account is closed and cannot be reopened, reset, or restored; the account ceases to be eligible for any payout; and any Eligible Profit or other amount remaining in the account at the time of the Breach is forfeited. Payouts already received by the Funded Trader are not affected.

B.15.2 Inactivity Warning. The Company endeavours to send the Funded Trader an inactivity warning by email after twenty-eight (28) consecutive days without a trade, requesting that at least one trade be placed within the following forty-eight (48) hours. Placing at least one trade before the expiry of the thirty (30) day period prevents the inactivity Breach. Non-receipt of a warning does not prevent an inactivity Breach from occurring at thirty (30) days.

B.16 Company discretion; risk adjustments

The Company may, in its sole discretion: modify trading limits or leverage; impose additional risk buffers; temporarily halt trading; forcibly close positions; or suspend access in response to market volatility, liquidity conditions, operational risk, vendor outages, or security concerns.

B.17 Changes to these Trading Rules

The Company may revise these Trading Rules at any time. The version in effect at the time of the relevant trading activity governs that activity, and material changes will be identified in the change log maintained on the published Trading Rules page.

B.18 Official records

The Platform’s records constitute the sole and binding system of record for all balances, equity, drawdown levels, Breach determinations, and payout eligibility.

B.19 Automated trading; copy trading

B.19.1 Permitted Automation. Notwithstanding Section 6.2(i) of the Agreement, the Funded Trader may use automated trading tools (including Expert Advisors and scripts) on their accounts only if the Funded Trader created the tool themselves. On request, including during a Check-in, the Funded Trader must produce the tool’s source files and explain the strategy behind it. Using a tool the Funded Trader did not create, or being unable to produce its source files or explain its strategy, is a Fair-Play Violation.

B.19.2 Permitted Copy Trading. Copy trading between accounts held by the same Funded Trader is permitted, including by means of a trade copier, which need not have been created by the Funded Trader.

B.19.3 Prohibited Automation. The following remain prohibited: bots or tools shared among, or executing the same signals for, multiple traders; signal services that automatically execute trades and that the Funded Trader does not own or control; and any use of automation to engage in conduct prohibited by the Agreement or these Trading Rules, including Sections B.11 and B.12. Section 6.2(f) of the Agreement continues to apply.

B.19.4 Program Exceptions. For particular Plans or promotional programs designated by the Company, copy trading between an account in that program and any other account may be prohibited. Any such restriction is displayed in the Platform or the applicable program terms.

B.19.5 Revocation. The Company may suspend or disable any automation or copy-trading arrangement at any time for risk, compliance, or operational reasons.

B.20 Fair play

B.20.1 Standard. All trading on Evaluation Accounts and Funded Accounts must be consistent with Fair Play, as defined in Section 1.16 of the Agreement: the trader’s own discretionary decisions, a genuine strategy, and risk the trader understands, and not a process built primarily to exploit the rules of an Evaluation Program or the Platform.

B.20.2 Review. The Company assesses Fair Play on the overall pattern of trading and account activity, across accounts and over time.

B.20.3 Violations. Gaming the evaluation environment, cross-account hedging, Group Trading, Rolling Accounts, and any failure to meet Section B.19.1 are Fair-Play Violations, with the consequences set out in Section 6.4 of the Agreement, including a permanent bar from the Group Brands.

B.20.4 Evaluation Accounts. Because these Trading Rules apply from the moment a trader is granted access to a program under the Terms of Use, this Section B.20 applies to Evaluation Accounts before this Agreement is signed.

B.21 Excessive account activity

Purchasing and trading multiple accounts is permitted within the limits in Section B.8. Where the overall pattern of account purchases and trading activity appears primarily focused on generating account volume rather than a genuine trading strategy, the Company may review it and may apply a cooldown period before further purchases, require a Check-in, reject accounts, or, in serious or repeated cases, treat the activity as a Fair-Play Violation. The Company assesses the overall scale and pattern of activity case by case, not individual purchases or trades in isolation.

B.22 VPN and VPS use

The Funded Trader may use a VPN or VPS, provided the account remains personal to the Funded Trader at all times. A VPN or VPS may not be used to mask account sharing, Group Trading, or the Funded Trader’s location for the purposes of Section 8.9 of the Agreement. Where multiple logins from different IP addresses, or shared IP use with other users, are detected, the Company may request additional verification, including proof of the VPN or VPS setup, a Check-in, or other ownership checks.